What is less then perfect credit - Adverse Credit Mortgage Loan - Persistence is the Key to Getting Approved



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Why Won't My Mortgage Refinance Go Through?
May 19, 2003 "I filled out all the forms to refinance my loan, paid the $350 lock-in fee, provided all the documents they asked for...But it is now 4 months and still it hasn't closed...Periodically I call the person in charge of my refinancing, and he says he will get back ... more...

What Mortgage Market Niche Are You In?
October 19, 2002 "I recently found what appeared to be the best deal on a 30-year fixed-rate mortgage from ads in the newspaper, but when I told the loan officer exactly what I needed, the price rose and the amount I could ... more...

less then perfect credit related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

More about less then perfect credit

Get Free less then perfect credit Quotes and Estimates
Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Adverse Credit Mortgage Loan - Persistence is the Key to Getting Approved
People with bad credit that are looking to get a home mortgage loan or to refinance their existing home mortgage loan, know how difficult of a job it can be to try and get approved. Adverse credit history can mean a little more legwork to get an approval for a mortgage loan, and especially to get ... more...

Bad Credit Mortgage - It's Much Easier Than You Think To Get A Home Loan
Is it possible to get a loan even with a bad credit mortgage?In todays mortgage and loan trends, a bad credit mortgage is absolutely possible.In the past, applying for a loan involves a thorough check up on your credit history and income background. If your history is less than perfect or if your ... more...

A Guide to Finding Fast Homeowner Loans
Sometimes finding fast homeowner loans can seem impossible no matter what you do, it seems like traditional lenders such as banks and finance companies take way too long to process loan applications.Fast homeowner loans can be had, however the hardest part is finding out where to look.Of course, ... more...

A Guide to Getting a Bad Credit Remortgage
There are several reasons why you might be in the market for a bad credit remortgage. You might be wanting to try to lock in a lower interest rate, or perhaps you simply need to use the bad credit remortgage as a way to consolidate some of your debts.Regardless of your reasoning, securing a bad ... more...

Sub-Prime Mortgage Company - 4 Signs of a Predatory Sub-Prime Lender
If you have bad credit and are looking to get a home loan, odds are, you are going to be applying with a subprime lender. Subprime lenders specialize in financing for people with poor credit history or "less than perfect credit".Getting a subprime mortgage loan can be good if you can get a ... more...

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days
In Less Than 30 Days."What can you do to increase that set of three numbers on your credit report that can be so important with your financing?"I came across this question as I was surfing discussion groups the other day. Check out my answer:Dear Friend,Here are 3 steps I used to take my credit ... more...

Refinance Mortgage Lenders - Prime Lenders vs Sub Prime Lenders
Refinancing your mortgage can save you money through lower interest rates and smaller monthly payments. You can also choose to cash out all or part of your equity to pay off bills or to remodel your home. But which lender is best for you really depends on your credit.For those with near perfect ... more...

Non Status Car Leasing for the UK Marketplace
Non Status Car Leasing for People with Bad CreditShopping for a new car should be an exciting and rewarding experience, but it can be all gloom and doom if you have non status credit. What could be worse than finding the exact car of your dreams, in just the right colour, with all of the right ... more...

How To Repair Your Credit & Improve Your Credit Score - Even If You Are Not A Financial Expert!
If you have less than perfect credit, and you've ever tried getting a loan or credit card, then you know just how much poor credit can cost you.So, the next step to getting yourself completely out of debt is learning how to clean up your credit file!Many people think that by paying on time they ... more...

Think You Can't Get a Mortgage?
You've finally found that dream home that you have always been searching for, but you are afraid to apply for a mortgage because you have bad credit or less than perfect credit.Before you give up entirely, there are many mortgage programs that are geared towards people just like you. Here's a short ... more...